Claims Scenarios
Scenario: Ruby just started high school. Within the first few weeks, she became a victim of bullying. It started out as a few comments, however quickly escalated to repeated harsh and vile comments on all of her social media profiles. The online bullying had a significant impact on Ruby and led to her not wanting to go to school and a deterioration in her grades.
Provides cover for a policyholder and their spouse to attend critical guidance sessions if their child is subjected to cyberbullying. In this case, these sessions would help Ruby’s family work through this ordeal and better deal with any future instances of cyberbullying.
The policy would also cover the costs to try to remove the hurtful comments. The policy would also provide a wage replacement benefit if the parents have to take unpaid time off work to attend guidance sessions or to meet with the school or other authorities to deal with the incident.
Scenario: Jack noticed random sounds being played and a message being read out from his Google Hub. It turns out, Jack’s Google Hub was hacked.
Family Cyber Protection provides cover for cyber event response costs to remove the virus, restore data, and secure the home IT. An IT expert who specialises in ransomware attacks would be appointed to remove the malware and get Mia’s computer operational again.
Scenario: Provides cover for cyber event response costs to remove the virus, restore data, and secure the home IT. An IT expert who specialises in ransomware attacks would be appointed to remove the malware and get Mia’s computer operational again.
Family Cyber Protection provides cover for cyber event response costs to remove the virus, restore data, and secure the home IT. An IT expert who specialises in ransomware attacks would be appointed to remove the malware and get Mia’s computer operational again.
Scenario: Olivia received an email on her computer that looked like it was from her bank. The email required Olivia to download an attachment to ‘verify’ her account details. It turns out, the email was not from Olivia’s bank, it was a fake email from a hacker. The attachment Olivia downloaded was a keylogger virus that recorded Olivia’s login details for various accounts including the login to her bank account. The hacker then gained access to Olivia’s bank account and transferred $5,000 from Olivia’s account that could not be recovered.
Family Cyber Protection provides cover for policyholders’ funds that are transferred as a result of cyber theft. Personal Cyber Protection Insurance also provides cover for cyber event response costs to remove the virus, restore data, and secure the policyholder’s home IT.
Scenario: Ruby just started high school. Within the first few weeks, she became a victim of bullying. It started out as a few comments, however quickly escalated to repeated harsh and vile comments on all of her social media profiles. The online bullying had a significant impact on Ruby and led to her not wanting to go to school and a deterioration in her grades.
Provides cover for a policyholder and their spouse to attend critical guidance sessions if their child is subjected to cyberbullying. In this case, these sessions would help Ruby’s family work through this ordeal and better deal with any future instances of cyberbullying.
The policy would also cover the costs to try to remove the hurtful comments. The policy would also provide a wage replacement benefit if the parents have to take unpaid time off work to attend guidance sessions or to meet with the school or other authorities to deal with the incident.
Scenario: Jack noticed random sounds being played and a message being read out from his Google Hub. It turns out, Jack’s Google Hub was hacked.
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Family Cyber Insurance Pty Ltd is a Corporate Authorised Representative 1300059 of All Risk Protection Pty Ltd AFSL 281689
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Erina NSW 2250
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